The New Year is a grand time for me because I love to make resolutions. Keeping them is of course another matter, though I usually do ok except for anything exercise related.
A few weeks ago I was browsing through Amazon's Lending Library and happened across Stephen Covey's The 7 Habits of Highly Effective People . It's been around for quite a while now (originally published in 1989), but I'd never read it, so I snagged it. It turned out to be great timing with the New Year, and I decided to take the author's advice and write a personal mission statement out of which I could make resolutions and goals for the year.
After much journaling and meditation, here's a first pass at my mission statement:
"They are happy, whose strength is in you,
in whose hearts are the roads to Zion.
As they go through the Bitter Valley
they make it a place of springs . . ."
Psalm 84
I will
Trust in God's Providence to provide all that I need to accomplish my mission on earth
Nurture all creatures in my care or within my circle of influence
Create generously and with good energy, resisting the urge to doubt myself and my creative abilities
Treat writing -- books, blogs, and articles -- as my new business, working at it with as much time and energy as I gave Real Estate
Be a good steward of all that has been given -- talents and time, possessions, money, house, and pets
Strengthen relationships
Practice hospitality, making our home a welcoming and relaxing place for Kat and me and for others
Understand the "other side" of an issue and avoid demonizing others
Defend the absent*
Live more simply
Carefully consider requests to commit my time, accepting or declining as best fits my values and goals
Follow through on commitments made to myself and others
Create habits for prayer and fitness to strengthen the spirit and body
Persevere in following principles and creating and keeping good habits
These are not goals exactly, but a way of being to live into. I have developed goals from this, and already I feel stronger in accomplishing them because I have this statement as a touchstone, something to remind me why I've developed goals in the first place and to strengthen my resolve. So thanks Stephen Covey! This exercise makes a good beginning to the new year.
* I lifted this phrase straight from Covey's book. It's simple yet quite challenging.
Tuesday, January 8, 2013
Thursday, January 3, 2013
Changing Direction
Until today, the About Me blurb on this page read:
"Middle-aged and muddled, I am writing toward a life decision. Shall I stick with my business, or quit and do something else? There's more involved, and I've a lot of exploring to do. I won't be hasty."
The decision was made and I've moved on. As of January 1, my decision to quit real estate has become a reality. While my state license remains active, I am no longer active with the Board of Realtors and so do not have access to the MLS (Multiple Listings Service).
I've changed my introduction to reflect the new direction of this blog (not so terribly different from the old direction, just not as specific in intent). Also, I don't like to call myself muddled. Maybe I am muddled, but I don't want to be. Living with greater clarity and simplicity is a goal of mine, and seeing that I am "middle-aged and muddled" every time I pop into this page is not so great.
So this year the key word is integration and the goal is living whole. To 2013!
"Middle-aged and muddled, I am writing toward a life decision. Shall I stick with my business, or quit and do something else? There's more involved, and I've a lot of exploring to do. I won't be hasty."
The decision was made and I've moved on. As of January 1, my decision to quit real estate has become a reality. While my state license remains active, I am no longer active with the Board of Realtors and so do not have access to the MLS (Multiple Listings Service).
I've changed my introduction to reflect the new direction of this blog (not so terribly different from the old direction, just not as specific in intent). Also, I don't like to call myself muddled. Maybe I am muddled, but I don't want to be. Living with greater clarity and simplicity is a goal of mine, and seeing that I am "middle-aged and muddled" every time I pop into this page is not so great.
So this year the key word is integration and the goal is living whole. To 2013!
Friday, November 9, 2012
How Many Hours Do You Need Part II
Phew, so glad October is in the rearview. What a busy month! Kat's dad came in for a week and helped with house projects. We did make time for a little fun, including taking in the mummy exhibit at the Witte Museum and partying in the driveway with our neighbors Halloween night. Although fun, Halloween seemed subdued on our street this year. Still plenty of trick-or-treaters, but not as many as in years past. Seems that fewer of our neighbors are turning on their porch lights. Too early to tell if this is a blip or the start of a trend.
I did manage to work on the tracking hours exercise. For a week I tracked how I spent my hours, then plugged those hours into categories to see how my time is spend. A few insights:
One last thing. I've been a little obsessed with time lately. I'm closer to fifty than to forty, and there's so much I want to do. My perception of time and attempts to manage it are related to this particular season of my life, a season that is busy -- fevered almost -- full of meetings and family and hopeful projects. I am determined to enjoy it for what it is while I have it. If I live long enough, the day could come when time moves slowly again and I have acres of it.
"For everything there is a season, and a time for every matter under heaven." (Ecclesiastes)
I did manage to work on the tracking hours exercise. For a week I tracked how I spent my hours, then plugged those hours into categories to see how my time is spend. A few insights:
- I had compared this exercise to tracking where your pennies go with the idea of planning a reasonable budget; however, it was really more like tracking calories with a goal of losing weight. It's a disciplinary technique. I found that I maintained focus and kept on track better with writing and project goals because I knew I would be jotting down how the time was spent. Keeping track of time will not be a daily task, but on shapeless days that require lots of self-motivation and organization, it's not a bad tool for staying focused.
- The hours of my week (a "normal" week) are fairly well balanced among the major areas of work, family, church, and community. While that seems good, my frustration is that I do not spend enough time on my job, which is writing. Some balance is good, but that's not what I need to improve. I need more intensity with my work.
- I don't have very many "normal" weeks. Some weeks or stretches of days are given over to guests or big events that come up. Yes I need more intensity with work, but sometimes I can simply accept what life is offering and not get frustrated.
- One area that is very much not in balance is Personal Growth. While I do read books that would fall in this category, things like exercise, taking classes, and working on Spanish are earning big goose eggs.
One last thing. I've been a little obsessed with time lately. I'm closer to fifty than to forty, and there's so much I want to do. My perception of time and attempts to manage it are related to this particular season of my life, a season that is busy -- fevered almost -- full of meetings and family and hopeful projects. I am determined to enjoy it for what it is while I have it. If I live long enough, the day could come when time moves slowly again and I have acres of it.
"For everything there is a season, and a time for every matter under heaven." (Ecclesiastes)
Wednesday, October 17, 2012
How Many Hours Do You Need?
Mid-October already? For some reason, September/October are such horribly busy months. Maybe it's the pleasant weather. Kat and I spend a lot of time outside catching up with yard work and other home maintenance projects.
It's also birthday time in her family, and we travel to Austin for a couple of different birthday celebrations. Then there are budgets to put together for organizations I'm involved with, specifically church and homeowners association.
But all of that is not much more than we have at other times, and much of it is fun stuff (not the budget stuff!!). So why am I rushing from one thing to the next, with so little time to spend on my transition goals, and feeling that I've ended the day with not a whole lot done?
Recently a group of us in my church discussed the stewardship of time. (The topic of stewardship is percolating in the parish -- 'tis the season). One person asked, "Do you have enough time in your week? If not, how many more hours would you need?"
How many more hours would I need? And for what? While I am still tying up loose ends from my real estate business, most of my time is not spent on real estate. So how exactly am I spending it?
I like the idea, brought up in the group, of tracking hours for a week or so to see where time is being spent. It's the same concept as tracking where your dollars are going, with the idea that it's difficult to make a realistic "budget" without knowing where the hours are currently being spent.
Our rector offered a chart for tracking hours which lists some major areas of daily living:
Work
Family
Church
Community
Personal Growth
Sleep
Other
For each I write the # of hours presently spent, the "ideal" # of hours, and the difference (+) or (-).
My ultimate goal is not to schedule my days to the minute. I wouldn't follow such a schedule any more than I'm able to follow a budget that allots money to the penny for different categories. I do hope to gain insight. If I find I'm spending 50 hours of the 168 hours in a week reading, that will tell me something about why I have "no time" to make better progress toward my goals.
By the way, the photo above is of our back yard tree, a Chinese Pistache. The color is actually from last year, closer to the end of November. At this time in San Antonio, the trees are still green and the weather warm, though cooling off some. But it SEEMS like an October picture :-)
It's also birthday time in her family, and we travel to Austin for a couple of different birthday celebrations. Then there are budgets to put together for organizations I'm involved with, specifically church and homeowners association.
But all of that is not much more than we have at other times, and much of it is fun stuff (not the budget stuff!!). So why am I rushing from one thing to the next, with so little time to spend on my transition goals, and feeling that I've ended the day with not a whole lot done?
Recently a group of us in my church discussed the stewardship of time. (The topic of stewardship is percolating in the parish -- 'tis the season). One person asked, "Do you have enough time in your week? If not, how many more hours would you need?"
How many more hours would I need? And for what? While I am still tying up loose ends from my real estate business, most of my time is not spent on real estate. So how exactly am I spending it?
I like the idea, brought up in the group, of tracking hours for a week or so to see where time is being spent. It's the same concept as tracking where your dollars are going, with the idea that it's difficult to make a realistic "budget" without knowing where the hours are currently being spent.
Our rector offered a chart for tracking hours which lists some major areas of daily living:
Work
Family
Church
Community
Personal Growth
Sleep
Other
For each I write the # of hours presently spent, the "ideal" # of hours, and the difference (+) or (-).
My ultimate goal is not to schedule my days to the minute. I wouldn't follow such a schedule any more than I'm able to follow a budget that allots money to the penny for different categories. I do hope to gain insight. If I find I'm spending 50 hours of the 168 hours in a week reading, that will tell me something about why I have "no time" to make better progress toward my goals.
By the way, the photo above is of our back yard tree, a Chinese Pistache. The color is actually from last year, closer to the end of November. At this time in San Antonio, the trees are still green and the weather warm, though cooling off some. But it SEEMS like an October picture :-)
Friday, September 14, 2012
Of Ferals and Fixed Expenses
Earlier I went out to feed our four feral kitties. I fed three,
turned the corner to feed the fourth in his accustomed spot, and my
heart sank. Another one. A black male, un-neutered and thin. I fed him,
though he wouldn't come to the bowl while I was out. We'll borrow a trap
to have him fixed, but I don't know if he'll make it. His eyes look bad
and his breathing is labored.
This sounds terrible, but I almost hope he has to be put down (almost). We've rescued many animals over the years. Several have gone to homes or to no-kill shelters, others we've kept. We have three dogs and six indoor cats. Earlier this year, ferals started showing up in the neighborhood. We joined the San Antonio Feral Cat Coalition to deal with the problem, and now are caring for four (possibly five) outdoor kitties.
As
you can imagine, this is not cheap. We spend an average of $300 a month
on food, litter, and treats. We buy high-quality food for our indoor
pack, and I'm convinced this has saved us a lot in vet bills over the
years. We haven't had a significant vet expense in well over a year
(knock on wood), but I know that won't last. Two of our dogs and three
of our indoor cats are seniors.
I've been working on our budget, going item by item deciding where to slash. The pet expense is fixed; no way to cut that one. So far I've cut $15 from the cable bill, and Kat and I are discussing slashing it more. That's a pitiful start, but it is a start. This weekend I'll finish up quarterly taxes, then I hope to sit down with Kat and get serious about sketching out new budget goals. Hoo boy. I'd say our biggest challenge is having slightly different philosophies for handling money, but that's a blog post or two (or several dozen) on its own.
This sounds terrible, but I almost hope he has to be put down (almost). We've rescued many animals over the years. Several have gone to homes or to no-kill shelters, others we've kept. We have three dogs and six indoor cats. Earlier this year, ferals started showing up in the neighborhood. We joined the San Antonio Feral Cat Coalition to deal with the problem, and now are caring for four (possibly five) outdoor kitties.
I've been working on our budget, going item by item deciding where to slash. The pet expense is fixed; no way to cut that one. So far I've cut $15 from the cable bill, and Kat and I are discussing slashing it more. That's a pitiful start, but it is a start. This weekend I'll finish up quarterly taxes, then I hope to sit down with Kat and get serious about sketching out new budget goals. Hoo boy. I'd say our biggest challenge is having slightly different philosophies for handling money, but that's a blog post or two (or several dozen) on its own.
Wednesday, August 29, 2012
Complications
Transitioning from real estate has become more complicated than I expected. I am currently working with a client, a very picky professional couple. They want to live in a better neighborhood and in a house with lower maintenance, but have no truly burning motivation for moving, so I've been wondering whether I should refer them. I kind of hate to, because I've spent several months showing them houses.
Well, guess what? Yep, we found the perfect house this past Friday, and they are now under contract. Woo hoo!
The complicated part is that they can afford to purchase before selling their current home, which is the path they have chosen. They'll have the luxury of moving out on their own timeline, then getting the house ready for market. We're looking at late October as the earliest the house would list, and I had hoped to be out of real estate by then.
Having a listing means, among other things, being on call 24/7. I'm considering asking them if I could bring in another agent, but these clients happen to be close friends. I'll have to proceed carefully. I do know that if I list it, I would want to put 100% effort behind selling it. They don't need to be stuck with two houses.
I'm already planning to put back money from my fee earned from their purchased home toward staging and marketing their house. I would do my best, but fear my heart is no longer in it. Referring to a good, experienced agent may be the best thing for them. I'll have to think about this one. I want to do right by them, and also by me.
On another note, of my transition projects, the only one I've tackled with measurable success is cleaning up and organizing my home office. I've a long way to go, but I'm getting there. I need to work with budgets next. Having an unexpected commission check coming in October changes things. Nice income, but also unexpected expense as I will need to maintain monthly office fees and pay MLS dues for the fourth quarter.
Well, guess what? Yep, we found the perfect house this past Friday, and they are now under contract. Woo hoo!
The complicated part is that they can afford to purchase before selling their current home, which is the path they have chosen. They'll have the luxury of moving out on their own timeline, then getting the house ready for market. We're looking at late October as the earliest the house would list, and I had hoped to be out of real estate by then.
Having a listing means, among other things, being on call 24/7. I'm considering asking them if I could bring in another agent, but these clients happen to be close friends. I'll have to proceed carefully. I do know that if I list it, I would want to put 100% effort behind selling it. They don't need to be stuck with two houses.
I'm already planning to put back money from my fee earned from their purchased home toward staging and marketing their house. I would do my best, but fear my heart is no longer in it. Referring to a good, experienced agent may be the best thing for them. I'll have to think about this one. I want to do right by them, and also by me.
On another note, of my transition projects, the only one I've tackled with measurable success is cleaning up and organizing my home office. I've a long way to go, but I'm getting there. I need to work with budgets next. Having an unexpected commission check coming in October changes things. Nice income, but also unexpected expense as I will need to maintain monthly office fees and pay MLS dues for the fourth quarter.
Wednesday, August 22, 2012
Leaping Without a Net
So I've made the decision to quit my job as a real estate agent. And as I've done so often in my life, I have only a hazy plan of what to do next. This is called leaping without a net.
This time though, I'm wearing a bungie cord.
Kat's income is enough for the household, including money toward retirement and savings. Knowing we're doing ok without my income makes it even more important for me to have a transition plan in place.
I put together a list of projects to shape my days for the next month:
Now to tie up a loose end -- I did speak with my broker. He was of course gracious and gave me suggestions for how I might transition out. If he weren't such a great guy, I wouldn't have felt guilty about telling him I'm leaving. So there was nothing to worry about -- a lesson I have been taught many times and will continue to learn.
This time though, I'm wearing a bungie cord.
Kat's income is enough for the household, including money toward retirement and savings. Knowing we're doing ok without my income makes it even more important for me to have a transition plan in place.
I put together a list of projects to shape my days for the next month:
- Make a list of all leads and clients, and decide whether to follow up or refer them.
- Work with Kat to make a plan for cost-saving and simplifying.
- Create a new budget for the rest of the year, subtracting expenses and projected income from real estate.
- Clear out and re-organize home office space.
- Work on Fumbling at Joy; re-purpose and polish it up. FaJ has been a toe in the blogging waters, and so far I like the temperature.
- Review manuscripts and query letters. After receiving several rejections, I had received positive feedback on a middle grade novel from a literary agent and an editor, though both ultimately chose not to take on the work. In spite of the positives, I lost the faith. My reaction to the manuscripts will tell me if I should renew it.
Now to tie up a loose end -- I did speak with my broker. He was of course gracious and gave me suggestions for how I might transition out. If he weren't such a great guy, I wouldn't have felt guilty about telling him I'm leaving. So there was nothing to worry about -- a lesson I have been taught many times and will continue to learn.
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